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“Plusvalía” Tax declared unconstitutional, but its not all good news.

noviembre 9, 2021

For those who do not know, the “Impuesto sobre el Incremento de Valor de los Terrenos Urbanos”, more commonly referred to as the “Plusvalía” Tax, is a local capital gains tax on the value of urban land, levied when a property in Spain is sold, inherited o gifted. However, the gain being taxed was not […]

“Floor clauses” in Spanish mortgage contracts: What are they? What do they mean? What can you claim?…so many questions.

febrero 13, 2017

I am sure you have all heard of the infamous “floor clauses” (“cláusulas suelo”) contained in Spanish mortgage contracts. However, as much as I am sure you have heard I am just as sure that you are not entirely clear on what they are or what they entail. This confusion, which already exists in the […]

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